In a landmark move to enhance convenience for salaried professionals across India, the Employees’ Provident Fund Organisation (EPFO) is planning to introduce instant PF withdrawals via UPI and ATM services by May–June 2025, as reported by multiple reliable sources including Times of India and Times Bull. This digital leap is expected to benefit over 6 crore active EPFO subscribers, offering them faster, safer, and more flexible access to their retirement savings.
Currently, PF claims are settled through NACH, which usually takes up to three working days. But soon, with UPI integration, subscribers will be able to instantly receive PF amounts under ₹1 lakh using trusted apps like Google Pay, PhonePe, BHIM, and Paytm, without the long waiting period or bank holiday disruptions.
In addition to UPI, EPFO is also considering the introduction of ATM-based withdrawals. With Aadhaar or UAN verification, users may soon be able to withdraw their PF just like cash from a bank, making the process seamless for those in areas with limited internet access or smartphone usage.
With keywords like “instant PF withdrawal,” “PF UPI update,” “EPFO ATM news,” “how to withdraw PF instantly,” and “UPI for EPF claim” trending on search engines, this update is expected to fulfill the demand for quicker fund access. It’s especially beneficial for users facing urgent financial needs, medical emergencies, or personal contingencies.
Behind the scenes, EPFO is working closely with the National Payments Corporation of India (NPCI) to finalize integration and ensure secure Aadhaar-based UPI verification. The rollout will initially support claims below ₹1 lakh, minimizing fraud risk and ensuring quick settlements.
For salaried workers, freelancers, gig economy professionals, and employees in Tier 2 and Tier 3 cities, this is a massive relief. No more waiting, no more paperwork—just real-time digital access to your hard-earned savings.
Make sure your Aadhaar is linked to your UAN, and that your UPI ID is correctly mapped to your bank account to take advantage of this upcoming service.
India’s financial systems are going digital—and with this update, the EPFO is rewriting the rulebook for financial freedom and accessibility.
Stay tuned to ibizznews.com for further updates.
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